diff --git a/src/economy.cpp b/src/economy.cpp
index 0b1fd030e0..07fefdac1b 100644
--- a/src/economy.cpp
+++ b/src/economy.cpp
@@ -929,6 +929,9 @@ static Money DeliverGoods(int num_pieces, CargoID cargo_type, StationID dest, Ti
 	/* Give the goods to the industry. */
 	uint accepted = DeliverGoodsToIndustry(st, cargo_type, num_pieces, src_type == ST_INDUSTRY ? src : INVALID_INDUSTRY);
 
+	/* If there are non-industries around accepting the cargo, accept it all */
+	if (HasBit(st->town_acc, cargo_type)) accepted = num_pieces;
+
 	/* Determine profit */
 	Money profit = GetTransportedGoodsIncome(accepted, DistanceManhattan(source_tile, st->xy), days_in_transit, cargo_type);
 
diff --git a/src/industry_cmd.cpp b/src/industry_cmd.cpp
index a86551aa73..584a7e87ed 100644
--- a/src/industry_cmd.cpp
+++ b/src/industry_cmd.cpp
@@ -392,7 +392,7 @@ static Foundation GetFoundation_Industry(TileIndex tile, Slope tileh)
 	return FlatteningFoundation(tileh);
 }
 
-static void AddAcceptedCargo_Industry(TileIndex tile, CargoArray &acceptance)
+static void AddAcceptedCargo_Industry(TileIndex tile, CargoArray &acceptance, uint32 *town_acc)
 {
 	IndustryGfx gfx = GetIndustryGfx(tile);
 	const IndustryTileSpec *itspec = GetIndustryTileSpec(gfx);
diff --git a/src/misc_gui.cpp b/src/misc_gui.cpp
index e03224cf9e..79ae4b70f1 100644
--- a/src/misc_gui.cpp
+++ b/src/misc_gui.cpp
@@ -159,7 +159,7 @@ public:
 		td.grf = NULL;
 
 		CargoArray acceptance;
-		AddAcceptedCargo(tile, acceptance);
+		AddAcceptedCargo(tile, acceptance, NULL);
 		GetTileDesc(tile, &td);
 
 		uint line_nr = 0;
diff --git a/src/saveload/afterload.cpp b/src/saveload/afterload.cpp
index ce03b01af1..afdbd41514 100644
--- a/src/saveload/afterload.cpp
+++ b/src/saveload/afterload.cpp
@@ -1946,6 +1946,11 @@ bool AfterLoadGame()
 		}
 	}
 
+	if (CheckSavegameVersion(127)) {
+		Station *st;
+		FOR_ALL_STATIONS(st) UpdateStationAcceptance(st, false);
+	}
+
 	AfterLoadLabelMaps();
 
 	GamelogPrintDebug(1);
diff --git a/src/saveload/saveload.cpp b/src/saveload/saveload.cpp
index 0fd7a25610..39e6afa0ed 100644
--- a/src/saveload/saveload.cpp
+++ b/src/saveload/saveload.cpp
@@ -48,7 +48,7 @@
 
 #include "saveload_internal.h"
 
-extern const uint16 SAVEGAME_VERSION = 126;
+extern const uint16 SAVEGAME_VERSION = 127;
 
 SavegameType _savegame_type; ///< type of savegame we are loading
 
diff --git a/src/saveload/station_sl.cpp b/src/saveload/station_sl.cpp
index 03979c9a0f..1094072a3f 100644
--- a/src/saveload/station_sl.cpp
+++ b/src/saveload/station_sl.cpp
@@ -326,6 +326,7 @@ static const SaveLoad _station_desc[] = {
 	      SLE_VAR(Station, last_vehicle_type,          SLE_UINT8),
 	      SLE_VAR(Station, had_vehicle_of_type,        SLE_UINT8),
 	      SLE_LST(Station, loading_vehicles,           REF_VEHICLE),
+	  SLE_CONDVAR(Station, town_acc,                   SLE_UINT32, 127, SL_MAX_VERSION),
 
 	      SLE_END()
 };
diff --git a/src/station_base.h b/src/station_base.h
index 30f42a34db..9ed0262c69 100644
--- a/src/station_base.h
+++ b/src/station_base.h
@@ -85,6 +85,7 @@ public:
 	byte last_vehicle_type;
 	std::list<Vehicle *> loading_vehicles;
 	GoodsEntry goods[NUM_CARGO];  ///< Goods at this station
+	uint32 town_acc; ///< Bitmask of cargos accepted by town houses and headquarters
 
 	IndustryVector industries_near; ///< Cached list of industries near the station that can accept cargo, @see DeliverGoodsToIndustry()
 
diff --git a/src/station_cmd.cpp b/src/station_cmd.cpp
index 5264be8aef..d2c8f0d1fd 100644
--- a/src/station_cmd.cpp
+++ b/src/station_cmd.cpp
@@ -510,10 +510,12 @@ CargoArray GetProductionAroundTiles(TileIndex tile, int w, int h, int rad)
  * @param w X extent of area
  * @param h Y extent of area
  * @param rad Search radius in addition to given area
+ * @param town_acc bitmask of cargo accepted by houses and headquarters; can be NULL
  */
-CargoArray GetAcceptanceAroundTiles(TileIndex tile, int w, int h, int rad)
+CargoArray GetAcceptanceAroundTiles(TileIndex tile, int w, int h, int rad, uint32 *town_acc)
 {
 	CargoArray acceptance;
+	if (town_acc != NULL) *town_acc = 0;
 
 	int x = TileX(tile);
 	int y = TileY(tile);
@@ -533,7 +535,7 @@ CargoArray GetAcceptanceAroundTiles(TileIndex tile, int w, int h, int rad)
 	for (int yc = y1; yc != y2; yc++) {
 		for (int xc = x1; xc != x2; xc++) {
 			TileIndex tile = TileXY(xc, yc);
-			AddAcceptedCargo(tile, acceptance);
+			AddAcceptedCargo(tile, acceptance, town_acc);
 		}
 	}
 
@@ -544,7 +546,7 @@ CargoArray GetAcceptanceAroundTiles(TileIndex tile, int w, int h, int rad)
  * @param st Station to update
  * @param show_msg controls whether to display a message that acceptance was changed.
  */
-static void UpdateStationAcceptance(Station *st, bool show_msg)
+void UpdateStationAcceptance(Station *st, bool show_msg)
 {
 	/* old accepted goods types */
 	uint old_acc = GetAcceptanceMask(st);
@@ -556,7 +558,8 @@ static void UpdateStationAcceptance(Station *st, bool show_msg)
 			TileXY(st->rect.left, st->rect.top),
 			st->rect.right  - st->rect.left + 1,
 			st->rect.bottom - st->rect.top  + 1,
-			st->GetCatchmentRadius()
+			st->GetCatchmentRadius(),
+			&st->town_acc
 		);
 	}
 
diff --git a/src/station_func.h b/src/station_func.h
index b574a1f0ba..5ab8664c2a 100644
--- a/src/station_func.h
+++ b/src/station_func.h
@@ -30,7 +30,9 @@ void ShowStationViewWindow(StationID station);
 void UpdateAllStationVirtCoords();
 
 CargoArray GetProductionAroundTiles(TileIndex tile, int w, int h, int rad);
-CargoArray GetAcceptanceAroundTiles(TileIndex tile, int w, int h, int rad);
+CargoArray GetAcceptanceAroundTiles(TileIndex tile, int w, int h, int rad, uint32 *town_acc = NULL);
+
+void UpdateStationAcceptance(Station *st, bool show_msg);
 
 const DrawTileSprites *GetStationTileLayout(StationType st, byte gfx);
 void StationPickerDrawSprite(int x, int y, StationType st, RailType railtype, RoadType roadtype, int image);
diff --git a/src/tile_cmd.h b/src/tile_cmd.h
index 05f76cc628..593c0500f8 100644
--- a/src/tile_cmd.h
+++ b/src/tile_cmd.h
@@ -78,10 +78,11 @@ typedef CommandCost ClearTileProc(TileIndex tile, DoCommandFlag flags);
 
 /**
  * Tile callback function signature for obtaining cargo acceptance of a tile
- * @param tile        Tile queried for its accepted cargo
- * @param acceptance  Storage destination of the cargo acceptance in 1/8
+ * @param tile       Tile queried for its accepted cargo
+ * @param acceptance Storage destination of the cargo acceptance in 1/8
+ * @param town_acc   Bitmask of town and headquarters-accepted cargo
  */
-typedef void AddAcceptedCargoProc(TileIndex tile, CargoArray &acceptance);
+typedef void AddAcceptedCargoProc(TileIndex tile, CargoArray &acceptance, uint32 *town_acc);
 
 /**
  * Tile callback function signature for obtaining a tile description
@@ -164,11 +165,12 @@ VehicleEnterTileStatus VehicleEnterTile(Vehicle *v, TileIndex tile, int x, int y
 void ChangeTileOwner(TileIndex tile, Owner old_owner, Owner new_owner);
 void GetTileDesc(TileIndex tile, TileDesc *td);
 
-static inline void AddAcceptedCargo(TileIndex tile, CargoArray &acceptance)
+static inline void AddAcceptedCargo(TileIndex tile, CargoArray &acceptance, uint32 *town_acc)
 {
 	AddAcceptedCargoProc *proc = _tile_type_procs[GetTileType(tile)]->add_accepted_cargo_proc;
 	if (proc == NULL) return;
-	proc(tile, acceptance);
+	uint32 dummy = 0; // use dummy bitmask so there don't need to be several 'town_acc != NULL' checks
+	proc(tile, acceptance, town_acc == NULL ? &dummy : town_acc);
 }
 
 static inline void AddProducedCargo(TileIndex tile, CargoArray &produced)
diff --git a/src/town_cmd.cpp b/src/town_cmd.cpp
index d15cead5e7..49775798c5 100644
--- a/src/town_cmd.cpp
+++ b/src/town_cmd.cpp
@@ -579,7 +579,14 @@ static void AddProducedCargo_Town(TileIndex tile, CargoArray &produced)
 	}
 }
 
-static void AddAcceptedCargo_Town(TileIndex tile, CargoArray &acceptance)
+static inline void AddAcceptedCargoSetMask(CargoID cargo, uint amount, CargoArray &acceptance, uint32 *town_acc)
+{
+	if (cargo == CT_INVALID || amount == 0) return;
+	acceptance[cargo] += amount;
+	SetBit(*town_acc, cargo);
+}
+
+static void AddAcceptedCargo_Town(TileIndex tile, CargoArray &acceptance, uint32 *town_acc)
 {
 	const HouseSpec *hs = HouseSpec::Get(GetHouseType(tile));
 	CargoID accepts[3];
@@ -604,13 +611,13 @@ static void AddAcceptedCargo_Town(TileIndex tile, CargoArray &acceptance)
 	if (HasBit(hs->callback_mask, CBM_HOUSE_CARGO_ACCEPTANCE)) {
 		uint16 callback = GetHouseCallback(CBID_HOUSE_CARGO_ACCEPTANCE, 0, 0, GetHouseType(tile), Town::GetByTile(tile), tile);
 		if (callback != CALLBACK_FAILED) {
-			if (accepts[0] != CT_INVALID) acceptance[accepts[0]] += GB(callback, 0, 4);
-			if (accepts[1] != CT_INVALID) acceptance[accepts[1]] += GB(callback, 4, 4);
+			AddAcceptedCargoSetMask(accepts[0], GB(callback, 0, 4), acceptance, town_acc);
+			AddAcceptedCargoSetMask(accepts[1], GB(callback, 4, 4), acceptance, town_acc);
 			if (_settings_game.game_creation.landscape != LT_TEMPERATE && HasBit(callback, 12)) {
 				/* The 'S' bit indicates food instead of goods */
-				acceptance[CT_FOOD] += GB(callback, 8, 4);
+				AddAcceptedCargoSetMask(CT_FOOD, GB(callback, 8, 4), acceptance, town_acc);
 			} else {
-				if (accepts[2] != CT_INVALID) acceptance[accepts[2]] += GB(callback, 8, 4);
+				AddAcceptedCargoSetMask(accepts[2], GB(callback, 8, 4), acceptance, town_acc);
 			}
 			return;
 		}
@@ -618,7 +625,7 @@ static void AddAcceptedCargo_Town(TileIndex tile, CargoArray &acceptance)
 
 	/* No custom acceptance, so fill in with the default values */
 	for (uint8 i = 0; i < lengthof(accepts); i++) {
-		if (accepts[i] != CT_INVALID) acceptance[accepts[i]] += hs->cargo_acceptance[i];
+		AddAcceptedCargoSetMask(accepts[i], hs->cargo_acceptance[i], acceptance, town_acc);
 	}
 }
 
diff --git a/src/unmovable_cmd.cpp b/src/unmovable_cmd.cpp
index d3ddf69c9a..f4cf786cdb 100644
--- a/src/unmovable_cmd.cpp
+++ b/src/unmovable_cmd.cpp
@@ -301,7 +301,7 @@ static CommandCost ClearTile_Unmovable(TileIndex tile, DoCommandFlag flags)
 	return CommandCost();
 }
 
-static void AddAcceptedCargo_Unmovable(TileIndex tile, CargoArray &acceptance)
+static void AddAcceptedCargo_Unmovable(TileIndex tile, CargoArray &acceptance, uint32 *town_acc)
 {
 	if (!IsCompanyHQ(tile)) return;
 
@@ -314,12 +314,14 @@ static void AddAcceptedCargo_Unmovable(TileIndex tile, CargoArray &acceptance)
 	/* Top town building generates 10, so to make HQ interesting, the top
 	 * type makes 20. */
 	acceptance[CT_PASSENGERS] += max(1U, level);
+	SetBit(*town_acc, CT_PASSENGERS);
 
 	/* Top town building generates 4, HQ can make up to 8. The
 	 * proportion passengers:mail is different because such a huge
 	 * commercial building generates unusually high amount of mail
 	 * correspondence per physical visitor. */
 	acceptance[CT_MAIL] += max(1U, level / 2);
+	SetBit(*town_acc, CT_MAIL);
 }